Coming Soon: Rural Bank Status

Your Path to Financial Growth Starts Here

Y2 Savings Cooperative is on a journey to become a rural bank, offering you more banking services while keeping our cooperative values. Start saving with us today and be part of our growth story.

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5,000+ Happy Members
₱50M+ Total Savings
15+ Branches
Cooperative Banking
High Interest Savings
Easy Loan Access

We're Becoming a Rural Bank!

By 2024, Y2 Savings Cooperative will transform into a full-service rural bank, offering you more products and services while keeping the personalized service you love.

180 Days
24 Hours
60 Minutes
60 Seconds

Why Choose Y2 Savings?

We combine cooperative values with modern banking services to give you the best financial experience.

High Interest Savings

Earn up to 5% interest per annum on your savings - higher than traditional banks.

Member-Owned

You're not just a customer - you're an owner. Share in our profits through dividends.

Low Interest Loans

Access loans at competitive rates with flexible terms designed for members.

Digital Banking

Manage your account anytime, anywhere with our mobile app and online portal.

PDIC Insured

Your savings are insured up to ₱500,000 once we become a rural bank.

Community Focus

We invest in local communities and support small businesses and farmers.

Our Products

Designed to help you save more, borrow smarter, and grow your wealth.

Regular Savings

3% p.a.
  • No maintaining balance
  • Free passbook
  • Quarterly dividends
  • Withdrawal anytime
  • Online access
Open Account

Time Deposit

5% p.a.
  • 30-day to 5-year terms
  • Higher interest rates
  • Early withdrawal option
  • Automatic renewal
  • Certificate of deposit
Place Deposit

Share Capital

₱1,000 min.
  • Become a co-owner
  • Annual dividend payout
  • Voting rights
  • Profit sharing
  • Lifetime membership
Invest Now

Loan Products

Personal Loan

1.2% per month
  • Up to ₱200,000
  • 6-36 months term
  • Fast approval

Business Loan

1.0% per month
  • Up to ₱1,000,000
  • 12-60 months term
  • Collateral options

Agri Loan

0.8% per month
  • For farmers
  • Seasonal payment
  • Lower rates

How to Become a Member

Join our cooperative family in four simple steps

1

Sign Up

Fill out our online membership form with your basic information.

2

Submit Requirements

Provide valid ID, proof of income, and 1x1 photo.

3

Pay Membership

Pay the membership fee and initial share capital (₱1,000).

4

Start Saving

Receive your account details and start your savings journey!

What Our Members Say

Real stories from real members who grew with us

"I've been a member for 5 years. The dividends are great, and I love that I have a say in how the cooperative is run. Can't wait for them to become a bank!"

MR
Maria Reyes

Member since 2019

"The business loan helped me expand my sari-sari store. Interest rates are lower than banks, and the staff are very helpful. Highly recommended!"

JS
Jose Santos

Small Business Owner

"I love the online banking feature! I can check my savings and even apply for loans without going to the branch. Perfect for my busy schedule."

AG
Anna Gonzales

OFW Member

Ready to Start Your Savings Journey?

Join Y2 Savings Cooperative today and be part of our exciting transformation into a rural bank. Your financial growth starts here!

Join Now Contact Us